The Ten Commandments
of Recording Documents
1. Caption date vs. acknowledgment date: the acknowledgment
should not predate the caption.
2. Acknowledgment must include the following: county, state, date,
persons/corporate officers (names and titles) appearing and the notary's
signature, seal and expiration date. If any of the above is missing, the
acknowledgment will be considered defective.
3. Deeds, Mortgages, and Assignments should indicate the property's
county and state.
4. The written amount must match the numerical amount on all
deeds and mortgages.
5. Book and page numbers of mortgages must appear on all
documents that refer back to an original mortgage.
6. Checks submitted for payment of taxes and fees must be in
the correct amount.
7. Multiple papers constituting one transaction must be clearly
numbered to indicate the order in which they are to be places on record. Any
re-recording expenses resulting from an improper order of documents will be
paid for by the party submitting the instrument for recording.
8. Documents presented for recording with property in more than
on municipality must clearly state the division of the local Transfer Tax in
dollar amounts.
9. All deeds, all mortgages, and all assignments of mortgage
should have a grantee, mortgagee, or assignee address. Grantee address should
be signed.
10. All foreign documents must include written English
translations to be recorded along with the original instrument.
Other conditions may apply to returned
documents. We also require a return stamped addressed envelope and no personal
checks over 75 dollars.